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Seton Hall University

Financial Literacy

Financial literacy is an important factor of our daily lives.  It is essential and useful during your college years and after graduation.  Having knowledge of budgeting, managing your credit, identity theft and savings are all very important steps to becoming a money-wise individual.

Better Money Habits: Khan Academy (an online tutoring and learning site) and Bank of America have partnered to provide online education about credit and money facts that is great for students.  They have short videos like “What is the difference between a credit score and credit report?”, “Steps to help you get out of debt” and “Easy ways to save on everyday expenses”.   This information is important for students with the financial aid that depends on having good credit. Proceed to the Better Money Habits website » is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on can help you maximize your financial decisions. Throughout the site, you will find important information from more than 20 Federal agencies and Bureaus designed to help you make smart financial choices. Proceed to the website »

iGrad is a financial literacy website that provides games, calculators, resources and more to guide you to smart saving and smart spending. This website provides articles on topics such as “Shocking Statistics on Credit Card Debt”, “The Cost of Borrowing Money”, “Smart Banking and Managing Accounts”, “Struggling with Student Loans? Ask Your Lender for Help” and many other helpful topics to teach you about money management that you will use after graduation and all through your life. Proceed to the iGrad website »

360degrees of Financial Literacy is a free program to help us understand our personal finances through every stage of life. Sponsored by the nation’s certified public accountants, it contains a “Student Budget” calculator. Use this calculator to help analyze your budget as a full-time student. This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. This calculator allows you to input your expenses and income for an eight-month school year running from September through April. Proceed to the 360degrees of Financial Literacy website »