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Seton Hall University

ELMSelect

Seton Hall University uses ELMSelect to assist students who need additional funding: 

  • Unbiased Loan Comparison: ELMSelect lets users compare private student loan options side-by-side—interest rates, repayment terms, and eligibility—without needing to create an account.
  • School-Specific Listings: Students select their school and program to view lender options tailored to their institution’s preferences.
  • Real-Time Rates: Loan details are updated directly by lenders, so users see the most current information available.
  • No Pressure, Just Clarity: It’s a transparent, lender-neutral platform—students decide what works best for them.

Features:

  • Loan Estimator Tool: Helps students calculate monthly payments and total loan costs based on their borrowing needs.
  • Favorites and Filters: Students can save preferred loan options and use filters to narrow down choices.
  • Direct Application Links: Once a student finds the right loan, they can apply directly from the platform.

Seton Hall University will accept any Approved lender, regardless of whether it is in ELMSelect or not. The list of lenders provided has successfully conducted business with Seton Hall University in the past. Neither Seton Hall University nor the Financial Aid Office promotes, endorses, or recommends any of these loan products or lenders by including them on this list. You have the right to select the private educational lender of your choice.

Things to consider:

  • Apply for the private educational loan within 90 days of the end of the semester to ensure your credit does not expire. If your credit check expires, you will need to complete a new application.
  • Students who do not meet SAP should always check their lender’s SAP borrowing policy before applying, as some lenders do not allow borrowing if you have a Suspended status. You can view your status in the University Portal and Seton Hall University’s SAP Procedure can be found here. 
  • A separate loan application is required for summer session(s) and for each academic year. You cannot add a summer balance to the following academic year's loan.