Open enrollment begins Monday, October 30 and ends Friday, November 10, 2017. The benefit elections you make during Open Enrollment are effective January 1, 2018.
Open Enrollment elections are in effect for the entire calendar year unless you experience an IRS “qualifying event” (i.e. change in marital status, birth/adoption of a child) and your change must be completed with the Benefits Department within 31 days of the event. Refer to the 2018 Open Enrollment Notices document for additional information.
During Open Enrollment, you can:
- Make changes to, or enroll, in Medical and Dental benefits. If you have no changes, your health benefits will continue as is.
- Enroll or re-enroll in the health care and/or dependent care Flexible Spending Accounts (FSA). If you do not wish to participate in flexible spending accounts for 2018, you do not need to take any action.
- Enroll in, or increase your benefit for, Supplemental Life and/or Supplemental Accidental Death and Dismemberment coverage.
- Enroll in the Long-Term Disability Buy-Up coverage.
- New Medical and Dental Rates
- Personal Health Advocate Assistance will be offered to all employees, regardless of your health plan enrollment.
- Special enrollment to purchase Supplemental Life and Accidental Death and Dismemberment, and Buy-Up Long-Term Disability coverage without evidence of insurability.
- The medical plans have a new enhancement: Telehealth benefits through MDLive and AmWell.
- The dental plans have two enhancements: Composite Fillings and Implants coverage.
- The vision plan increased the allowance for frames and contact lenses.
All benefit eligible employees must complete their open enrollment benefits elections online via Banner Self-Service. An instructional video, written instructions and a flowchart are available to assist you in processing your elections.
Information sessions have been scheduled to introduce you to our benefits for 2018. Representatives from Cigna, EyeMed and The Hartford will host these events:
South Orange Campus
Open Enrollment Fairs
Open enrollment fairs have been scheduled; so that you can come and speak directly with our plan representatives:
South Orange Campus
General Benefits Information for 2018
Review the Benefits-at-a-Glance for your group category and learn about all the benefits that Seton Hall has to offer. Select material for your group: Faculty, Administrators or Non-Union and Local 153 Staff.
Seton Hall University offers two medical plans through Cigna Healthcare. Both plans provide in-network and out-of-network coverage. Review the quick comparison of the plans to help with your decisions.
- Point-Of-Service - Summary of Benefits and Coverage. This plan is a traditional HMO, where you select a Primary Care Physician (PCP) at the time of enrollment and you must receive a referral from your PCP to access a specialist physician or service. The network of physicians is restricted to NJ, NY, CT, DE and PA. Click HERE to learn how the POS Network works.
- Open Access Plus - Summary of Benefits and Coverage. This plan does not require a Primary Care Physician (PCP) or referrals to see specialists. The network of physicians is nationwide. Click HERE to learn how the OAP Network works.
Cigna provides access to two telehealth services as part of your medical plan – Amwell and MDLIVE. You can connect with a board-certified doctor via video chat or phone, without leaving your home or office. Click HERE for additional information.
You can register for this service through mycigna.com on January 1, 2018.
Advocate is a one-stop source for answers and assistance in resolving complicated health and insurance related issues, including Medicare, for you and your family members at no cost to you. Click HERE for additional information.
Vision Coverage – Summary of Benefits
Included with the medical coverage is new vision coverage through EyeMed. The vision benefits are covered under the Insight Network.
Enjoy a $0 out-of-pocket cost on any frames at Sears Optical® or Target Optical®. Access frames from top fashion brands such as: Coach, Ray-Ban, Vogue, Oakley, DKNY and Armani Exchange.
Prescription Drug Coverage
Included in the medical coverage is prescription drug coverage through Express Scripts; you must use your Express Scripts/MEDCO ID Card to purchase your prescription drugs. The plan provides coverage at retail network pharmacies and through home mail delivery.
Maintenance drugs must be purchased through Home Delivery after three purchases at a retail pharmacy. Home Delivery not only is convenient but it will provide you with significant savings.
Seton Hall University offers two dental plans through Cigna Healthcare. Review the quick comparison of the plans to help with your decision.
- CDC - DHMO - This dental plan provides in-network coverage only. You must select a Primary Dentist (PD) at the time of enrollment and you must receive a referral from your PD to access a specialist dentist or service. Click HERE to learn how this plan works. This plan has no deductibles and no annual maximums but you must refer to a Patient Charge Schedule for coinsurance amounts.
- PPO - Summary of Benefits. This dental plan provides in-network and out-of-network coverage and does not require a primary dentist or referrals. The reimbursement for services is based on reasonable and customary charges. Click HERE to learn more about this plan. This plan no longer prints dental ID cards.
|Dental Rates per paycheck|
|Coverage||CDC - DHMO||PPO|
|EE + Children||$16.06||$7.41||$34.55||$15.95|
|EE + Spouse||$16.06||$7.41||$34.54||$15.94|
|EE + Family||$22.49||$10.38||$48.35||$22.32|
- The health care spending account limit, per the IRS, is $2,650. You will be allowed to carryover up to $500 of your unused 2017 health care FSA funds into Plan Year 2018; you must re-enroll for 2018 or your eligible carryover funds will be forfeited. If your spouse is also eligible for a health care spending account as an employee of Seton Hall or another employer with FSA benefits, then you can each elect up to the $2,650 limit but cannot submit a claim for reimbursement for the same expenses.
- Click the following links for more information about the Health Care FSA and Eligible FSA Health Care Expenses.
- You can use the following FSA Calculator to assist in calculating your estimated annual election.
- The Dependent Care FSA account limit is $5,000 (IRS limit per household). You cannot carryover unused 2017 dependent care funds into Plan Year 2018.
- Are you adding a new dependent to your coverage this year? Please confirm that your dependent qualifies as an Eligible Dependent prior to adding him or her to your coverage. You will be required to complete a Dependent Eligibility Verification Form and submit it to the Benefits Department along with the supporting documentation no later than Thursday, November 30th.
- Are you changing medical plans and wish to add your dependents? You need to re-enroll your dependents under the new plan. Please follow the instructions in the instructional video, written instructions or flowchart.
You will need to have the following information on hand to process their enrollments:
- your dependent’s date of birth
- your dependent’s social security number
Please be informed that by not providing this information at this time, you may experience issues processing your health care claims.
- Seton Hall University offers you, at no cost, basic life and accidental death and dismemberment coverage.
- During the Open Enrollment period, The Hartford is offering you the opportunity to purchase additional life and AD&D coverage without evidence of insurability. For more information, click the appropriate link below:
- Your benefits through Seton Hall include coverage for basic long-term disability, at no cost.
- During the Open Enrollment period, The Hartford is offering you the opportunity to increase your long-term disability benefit. This option provides benefits to you in the event you are unable to return to work for an extended period of time due to a medical leave. For more information, click the appropriate link below:
Ready to process your Open Enrollment Benefits Elections?
You must complete your medical, dental and/or FSA benefits elections through Banner Self-Service. No paper enrollments will be accepted. The deadline to complete your open enrollment elections is end of day Friday, November 10th. To ensure IRS compliance, Human Resources is not able to offer extensions or grace periods.
Banner will send you an e-mail confirming your benefits elections for 2018. Please verify that your new elections are shown in this confirmation e-mail. Do not return to the open enrollment portal if the information is correct.
Should you have any questions regarding Benefits, please contact the Benefits Team at by e-mail email@example.com or by telephone at (973) 275-2755 or (973) 761-9176.