Direct Loans »

The Direct Loan is a low-interest loan for students offered by the U.S. Department of Education. Repayment begins six months after graduation, upon termination of an academic program, or after enrolling for fewer than six credits during a semester.

• Direct Loan Step by Step Process for New Students
  Instructions for accepting award offer and completing additional requirements.
• Direct Loan Master Promissory Note
  Complete your Direct Stafford loan master promissory note.
• Direct Loan Entrance Counseling
  Complete your Stafford entrance counseling.
• Direct Loan Exit Counseling
  Read Exit Counseling Information guide. Complete your Stafford loan exit counseling.

Learn more about taking out loans.

Federal Nursing Faculty Loan Program

The purpose of the Nurse Faculty Loan Program (NFLP) is to increase the number of qualified nursing faculty by providing loans to students enrolled in an advanced education nursing program. The interest on this loan is 3%. After graduation from the advanced education nursing degree program, loan recipients may cancel up to 85 percent of the NFLP loan over a consecutive 4-year period while serving as full-time nurse faculty at a school of nursing.

• NFLP Promissory Note E-Signature
  Your NFLP promissory note can be signed electronically.

Direct Parent PLUS Loan »
The U.S. Department of Education offers a loan program called the Federal Direct Parent PLUS Loan (PLUS). Parents can borrow a PLUS loan to help pay your educational expenses if you are a dependent, undergraduate student, enrolled at least half-time. Parents must be creditworthy to receive the loan. If a parent is denied a request for a PLUS loan, the student may be eligible for an additional unsubsidized Stafford loan.

• Parent PLUS Loan Facts
• PLUS Loan Request  *Apply after July 1st*>
  Complete/Endorse the Parent PLUS loan.
• Parent PLUS Loan Authorization Form
  Complete Parent PLUS Loan Authorization Form

Direct Graduate PLUS Loan »
Graduate and professional degree students are now eligible to borrow under the PLUS Loan Program. Graduate students must have applied for their annual loan maximum eligibility under the Federal Subsidized and Unsubsidized Stafford Loan Program before applying for a graduate/professional PLUS loan.

• Grad PLUS Loan Facts
• Grad PLUS Loan Request *Apply after July 1st*
  Complete the Grad PLUS loan request.

Alternative Student Loans »
An alternative loan is a private student loan in the student’s name. Alternative loans help bridge the gap between the actual cost of your education and the limited amount the government allows you to borrow in its programs. Private loans are offered by private lenders and there are no federal forms to complete. Eligibility for private student loans often depends on your credit score.

• Research alternative loan lenders *Apply after July 1st*
  Research and compare alternative loan lenders.

Federal Perkins Loan
This federal loan is offered to students at an interest rate of five percent. Repayment begins nine months after graduation, upon termination of an academic program, or after enrolling for fewer than six credits during a semester.

• Perkins Promissory Note E-Signature
  Your Perkins promissory note can be signed electronically.
• Perkins Entrance Counseling
  Complete your Perkins entrance counseling.
• Perkins Loan account
  Access and check the status of your Perkins Loan account
• Perkins Exit Counseling
  Complete your Perkins Loan exit counseling. 

Additional Resources

• SALT Student Loan Repayment Calculator
• SHU Stafford Loan Process
• Federal Loan Limits
• Loan Adjustment Form
• Federal Stafford Loan Step by Step Process for New Students
• Exit Counseling Guide
• Got a Federal Student Loan?
• Seton Hall University's Student Loan Code of Conduct
• Special Loan Consolidation
• www.studentaid.ed.gov
• www.studentloans.gov
• www.finaid.org